REN-2026-07-JohnsonConstr · Hartford · Managed by Jamie Reed
Premium is up 23%, the insured already raised concern on the April 8 call, and remarketing has started with two viable alternatives.
Bruce agency time (America/Chicago)
Expires
Jul 14, 2026
Current Premium
$18,500
Renewal Premium
$22,755
Premium Change
+23.0%
Decision Status
Retention Risk
Elevated
Client pushed back on incumbent renewal
Claims Trend
1 minor GL loss in 24 mo
Slip-and-fall reserve closed under $9k
Premium Delta
+23.0%
From $18,500 to $22,755
Payment Status
Autopay active
No receivable aging
Current Premium
$18,500
Renewal Premium
$22,755
| Carrier | Premium | Deductible | Per Occurrence |
|---|---|---|---|
| Hartford(current) | $22,755 | $1,000 | $1,000,000 |
| Travelers | $19,800 | $2,500 | $1,000,000 |
| Liberty Mutual | $20,200 | $1,000 | $1,000,000 |
Johnson Construction — BOP
Premium Change
Your premium is increasing by 23% (+$4,255) this renewal period. Market conditions and claims history are driving this change. We are actively shopping alternative carriers on your behalf.
Current Coverage
Line of Business
BOP
Current Premium
$18,500
Expires
Jul 15, 2026
Status
remarketing
Status
Needs client decisionHold binding until client selects Hartford renewal vs Travelers remarket option.
Receive final Travelers indication
Owner: Jamie Reed
Build client comparison recap
Owner: Alex Bruce
Confirm subcontractor certificate requirement
Owner: Jamie Reed
Client decision follow-up
scheduledAlex Bruce · Apr 18, 10:00 AM CDT
Bind selected option
scheduledJamie Reed · Apr 22, 8:00 AM CDT
Umbrella
high confidenceRevenue and subcontractor usage increased while umbrella line is still missing.
Package umbrella option with remarket proposal.
Builder's Risk
medium confidenceUpcoming municipal remodel project noted in HawkSoft.
Ask for job schedule on next producer call.
Next live demo beat
Walk from account health to the ops tab, then close on binding status and reminders.